Elite Home Owner’s Insurance

Does your homeowners policy provide all the protection you need? If your home and belongings are of substantial value, you should consider Arbella's Elite Homeowners Program. It provides a comprehensive package of coverages at a competitive price to give you the peace of mind you deserve.elite-home-owners

Schooner Package Endorsement:

As a participant in the Elite Homeowners Program you'll enjoy all the features of our Schooner Package Endorsement. Here are just some of the benefits:

Higher Repair and Replacment Coverage for Your Home:

Depending on your situation, the actual cost to repair or replace your home may exceed the limit of your policy. The Schooner endorsement provides an additional 25 percent of the "Coverage A" amount listed on your declarations page.

Special Personal Property Coverage:

The coverage for your personal possessions, on or off your premises, is expanded to include all perils, except those that are specifically excluded. Without this option, coverage is limited to certain named perils only.

Identity Fraud Expense Coverage:

The Schooner Endorsement provides $15,000 of coverage to pay for expenses you incur as a direct result of any one identity fraud loss that is discovered or learned of during the policy period.

Special Coverage Endorsement:

This endorsement provides additional special coverages including: personal property replacement cost, $2000 water back-up and sump overflow, $500 refrigerated property coverage, $200 lock replacement coverage, $500 fall tree removal and $1000 identiy fraud expense (combination of the identity fraud expense with this benefit increases the total to $16,000)

Call our office to see if your home meets the eligibility requirements to particiape in our Elite Homeowners Program. We can provide you with a detailed professional appraisal!